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Best Online Personal Loans

  1. Qwick Loan from MTN: There is no requirement for collateral other than the regular use of MTN mobile money; the interest rate is 6.9%. To be eligible for future loans, previous credit must be paid off in full.
  2. FIDO: Users of the mobile application Fido Money Lending can obtain quick loans. You won't need to visit a bank to withdraw money because grants are paid directly to your mobile money wallet when you want them. Furthermore, no collateral proof will be required for you to access the Fido grant.
  3. PayLater: You must first establish an account on the app by providing the necessary details to begin the process. Once that, you apply for a grant, and less than five minutes after it is approved, you receive the money. First-time borrowers receive a loan for 5 Ghana cedis at a 5% interest rate.
  4. Zidisha: Get a Zidisha app, a valid ID, and recommendations from friends or family are requirements for applying for grants. The loan application and the justification for accepting the grant must be posted by the business owner. From $1 to the requested amount, loans are available. Although these grants have no interest, a service charge of 5% of the loan amount and a membership fee of 40 Ghana Cedis are taken out.
  5. OZE:  It operates by forming alliances with other fintech companies to obtain small company loans. You can apply for a credit of up to 10,000 Ghana Cedis by using the OZE business app. The current interest rate is 3% per month.

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